Housing in London

Housing in London has spanned several different eras and governance arrangements, and consists of stock with a diverse range of types and types of tenure with affordability varying considerably.

History

Metropolis

The Metropolitan Buildings Act 1844 established requirements on "dwelling houses" to have windows for cellars, and prohibited the facilities involving trades that used animal remains such as butchers, cattle slaughters, soap boilers and blood boilers from being built within 50 feet of dwellings. The population of London had grown from approximately 800,000 to 2,250,000, since the passage of the last significant building regulation in 1774, the Building Act 1774.

During the time of the Metropolitan Board of Works and the Metropolis Management Act 1855, individual metropolitan boroughs were responsible for housing.

London County Council

For the first three years, the London County Council operated with a political consensus across the Labour Party, the Liberal Party, and the Conservatives, on the need to remove slums, and all three groups attempted to prevent housing proposals from becoming politicised.

Between 1892 and 1895, the Labour Party and the Liberal Party were able to push through a program for public housing. Betwrrn 1895 and 1898, the LCC was equally divided between the Liberals and Labour on one side and the Conservatives on the other side. Labour and the Liberals gained a majority in 1898, which lasted until 1907. From 1907 to World War I, the Conservatives continued the policy of building in the suburbs.

The LCC became the local authority designated with responsibility for the preparation of town planning schemes for its area, under the Housing, Town Planning, etc. Act 1909. The Housing, Town Planning, &c. Act 1919 provided for local authority housing subsidies.

From 1934 and onwards, the LCC was dominated by Labour.

Between 1945 and 1949, the LCC built 44,000 new homes in London alone. The LCC bought certain properties, such as the Pepys Estate, which it bought from the admiralty in 1958.

List of housing developments

Estate Location Type Dates of construction
Alton Roehampton, Wandsworth suburban
Aveley South Ockendon out-county
Becontree Barking/Dagenham/Ilford out-county 1919–1934
Bellingham Estate Catford suburban
Borehamwood Borehamwood out-county
Boundary Shoreditch inner-city 1889-1914
Castelnau Estate Barnes out-county
Debden Loughton out-county
Dover House Estate Roehampton suburban 1920–1927
Downham Lewisham/Bromley suburban
Mottingham Lewisham/Bromley/Greenwich out-county
Cuckoo Estate Hanwell out-county
Harold Hill Romford out-county
Hainault Chigwell/Ilford/Dagenham out-county
Kingswood Estate Southwark suburban 1950s
Lansbury Poplar inner-city
Millbank Westminster inner-city
Merstham Surrey out-county
Norbury Norbury out-county 1906–10
Old Oak Hammersmith suburban
Oxhey South Oxhey out-county
St Helier Morden out-county 1928–36
Totterdown Fields Tooting suburban 1903–11
St Paul's Cray Orpington out-county
Watling Estate Burnt Oak out-county 1926–30
Whitefoot Lane Catford suburban
White Hart Lane Estate Tottenham suburban
Wormholt Hammersmith suburban

Greater London Council and the London boroughs

The Greater London Council shared responsibility for housing with individual borough councils and the Corporation of London. Outer boroughs restricted their co-operation with the GLC due to what they saw as the GLC exporting Labour-voting council tenants to the suburbs.

In the 1960s and the 1970s, the GLC had a policy of segregating ethnic minority and white residents, on the assumption that they would rather live separately.

List of housing developments

EstateLocationTypeDates of construction
Central Hill EstateLambethout-county
Cressingham Gardens EstateLambethout-county

Local Government Act 1985

The Local Government Act 1985 abolished the Greater London Council, transferring all of its responsibilities to the borough councils and the Corporation of London.

Greater London Authority and the London boroughs

The Greater London Authority Act 2007 made the Greater London Authority for the allocation of funding for social housing and housing designated as affordable, and placed a duty on the Mayor of London to publish a housing strategy.

Types of housing

Houses

In 2021, in London, 48.5% of homes were houses or bungalows, compared to England as a whole, where 77.3% of homes were houses or bungalows.

Flats

Highrise buildings and tower blocks

London has hundreds of tower blocks with estimates of the exact number varying considerably. In 2021, in London, 11.7% of homes were in buildings which had six or more storeys, compared to England as a whole, where 2.7% of homes were houses or bungalows.

Midrise and lowrise buildings

In 2021, in London, 42.5% of homes were in buildings which had two to five storeys, compared to England as a whole, where 20.0% of homes were in buildings which had two to five storeys.

In 2021, 88% of London's homes were in low-rise buildings, significantly higher than Tokyo, New York and Paris. The London Assembly Planning and Regeneration Committee has suggested that midrise development should be the mid-rise housing its ‘preferred development.

Types of tenure and ownership

Owner occupancy

Compared to the rest of England, London has significantly fewer houses in owner occupancy.

Social housing

The total social housing stock at 1 April 2025 consisted of 821,517 dwellings. The average weekly rent in social housing was £149.48.

In 2019-2020, there were 24,437 general needs lettings and 9,651 social housing lettings.

Supported housing

In 2025, there were 74,790 supported housing units in London, with 34,505 (46%) in Inner London and 40,285 (54%) in Outer London. Those making use of supported housing are more likely to be at retirement age or older than those making use of general needs housing.

Local authorities

In 2019-2020, local authorities provided 13,225 lettings for social housing.

Housing associations

In 2019-2020, housing associations provided 20,864 lettings.

The G15 represents the largest housing associations in London, and collectively are responsible for managing appropriately 600,000 homes in London.

Private rented sector

The median amount of annual rental income in London was £24,500.

Leasehold

As of 2024, in London, 38% of dwellings are leasehold dwellings. This is made up of 95.1% of flats being leasehold flats, and 4.9% of houses being leasehold houses. This compares to a national average of 19% of dwellings, 27.9% of houses, and 72.1% of flats, being of leasehold stock. Part of why London has a higher proportion of its dwellings being of leasehold stock, is because London has a significantly higher proportion of its housing stock being flats rather than houses.

In the 2021 London mayoral election and 2024 London mayoral election, Sadiq Khan announced a policy to create a pilot commonhold scheme. As of April 2026, no such scheme has been established. The London Assembly member, Andrew Boff for not requiring proposed developments to be commonhold, rather than leasehold, to receive GLA funding.

Shared ownership

In London there are 48,000 shared ownership households.

Housing co-operatives

There are over 300 housing cooperatives in London, with the number of housing cooperatives in London taking a larger share of the number of co-operatives in London, than the proportion of co-operatives in the UK that are housing cooperatives.

The first local authority tenants’ management co-operative in England and Wales was the Stephen and Matilda Tenants’ Co-operative, a result of negotiations between Tower Hamlets residents, the Greater London Council, and the Department of the Environment. In the 1990s, housing co-operatives built entire streets of housing in London.

Housing shortage

Between 2015 and 2026, there was a collapse in housebuilding in London. In 2025, construction began on 5,547 new private-sector residential homes, compared to 2015, when there were 33,782 new private-sector residential homes.

Homelessness

In London, in 2026, 2.11% of households were living in temporary accommodation, compared to 0.55% of households in England living in temporary accommodation.

Issues

Cladding crisis

Since the Grenfell Tower fire in 2017, certain types of cladding have been found to be unsafe. In 2022, London contained 268 of the 481 buildings with Grenfell-style ACM cladding.

Mould

A 2025 report by Uswitch found that eight of the ten local authorities receiving the most complaints in England were in London.

Service charges

Service charges are paid by tenants to their landlords, or by leaseholders to their freeholders. Between 2016 and 2024, the average annual service charge in London increased by 52% to £2,500.

Policies

Policies of the Mayor of London

The London Plan sets out targets for boroughs for how much dwellings they should deliver in their areas.

In 2026, the Mayor of London announced a scheme to increase training opportunities for training in the construction sector.

Local plans

Local authorities are responsible for publishing "local plans" which detail their planning policies including on matters such as housing. The City of London refers to its local plan as the "city plan"..

British Government

Restrictions on immigration have been repeatedly criticised by the National Federation of Builders for reducing the number of bricklayers, plasterers, roofers and carpenters available to work in the UK and in London.

See also

References

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