CSE Insurance Group

CSE Insurance Group
IndustryInsurance
Founded1949; 77 years ago (1949)
HeadquartersWalnut Creek, California
Area served
Arizona
California
Colorado
Idaho
Nevada
Oregon
Utah
Virginia
Washington D.C.
ProductsProperty insurance
casualty insurance
ParentCovéa Insurance Group
Websitecseinsurance.com

CSE Insurance Group (formerly the Civil Service Employees Insurance Group) was an American provider of property and casualty insurance, based in Walnut Creek, California. It was founded in 1949 in San Francisco, before becoming a subsidiary of the French insurer Covéa. CSE stopped writing new business in 2023–2024 and was sold to Compre Group in April 2025.

About

Both channels market the products: homeowners, auto, landlords, boat, liability, commercial and umbrella insurance. Areas of operation include Arizona, California, Colorado, Idaho, Nevada, Oregon, Utah, Virginia, Washington and Washington, D.C. CSE owns and markets a trademarked auto insurance product called SAVE (Savings Advantage by Vehicle) whereby drivers pay for the exact miles they drive during that year.

The company is a subsidiary of the Covéa Insurance Group (Société de Groupe d'Assurance Mutuelle Covéa) headquartered in Paris, France.

History

CSE was founded in 1949 in San Francisco, California by Nelson Nichols. Originally, the company served only firefighters, police officers, postal workers and other government employees.

A.M. Best Company has Given CSE Insurance Group a rating of A− (Excellent) and an issuer credit rating of A−.

References

  1. ↑ "Business Moves: NSM Completes Sale of Commercial Division to New Mountain Capital; Compre Buys Covea's CSE Group". Insurance Journal. 17 April 2025. Retrieved 26 October 2026.
  2. ↑ "Insurance crisis: Another insurer exits California after Newsom moves to lure companies back". The San Francisco Standard. 12 October 2023. Retrieved 26 October 2026.
  3. ↑ "Sale of the CSE group" (PDF) (Press release). Covéa. 16 April 2025. Retrieved 26 October 2026.
  4. ↑ "Civil Service Employees Insurance Group - Strategic SWOT Analysis Review : Market Research Report Overview". Marketresearch.com. 2011-11-16. Retrieved 2012-11-17.
  5. ↑ "CSE Insurance Launches Pay-As-You-Drive Program". Insurancejournal.com. 2011-01-26. Retrieved 2012-11-17.
  6. ↑ "Insurance Commissioner Jones Announces Approval of CSE Insurance Group Filing to Offer Pay-Drive Program". Insurance.ca.gov. Retrieved 2012-11-17.
  7. ↑ "Assurance auto, assurance habitation et assurance famille - GMF". Gmf.fr. 2009-02-13. Archived from the original on 2012-11-21. Retrieved 2012-11-17.
  8. ↑ "Property Casualty Ward's 50® Companies | Ward Group | Empowering Companies Through Knowledge". Wardinc.com. Retrieved 2012-11-17.
  9. ↑ "Best's Property/Casualty Center". .ambest.com. Retrieved 2012-11-17.