WalletHub

WalletHub
TypePrivate
IndustryPersonal finance, Fintech
FoundedAugust 5, 2013; 13 years ago (2013-08-05)
Headquarters
Miami
,
U.S.
Number of employees
110
Websitewww.wallethub.com

WalletHub (formerly CardHub.com) is a personal finance company that launched in August 2013. It is based in Miami and owned by Evolution Finance, Inc.

WalletHub offers free consumer tools, such as its WalletLiteracy Quiz and its Financial Fitness Tool, which provides users with credit reports, scores and monitoring. WalletHub also has tools for comparing credit cards, personal loans, car insurance and bank accounts, and it has grown to be one of the best budgeting apps on the market.

Founder

The company's founder, Odysseas Papadimitriou, was born in the city of Athens, Greece, and emigrated from Greece to the United States for college. He then obtained a job in the banking industry and an MBA.

History

WalletHub initially positioned itself as a "personal finance social network" with a focus on reviews for financial advisors, and later expanded to add financial management tools.

On April 10, 2014, First Premier Bank, Premier Bankcard, and Premier Nevada filed suit in the United States District Court for the District of South Dakota against Evolution Finance, Inc. as well as Odysseas Papdimitriou personally. They alleged unfair competition under the Lanham Act as well as breach of contract. On January 7, 2015, the court denied the plaintiffs' motion for a preliminary injunction.

In February 2015, Major League Baseball filed a trademark dispute claiming that WalletHub's logo resembled the logos of the Washington Nationals and the Chicago Cubs too closely. Major League Baseball ended the dispute in August 2015 after WalletHub amended its trademark registration to explicitly exclude baseball and softball from the trademark's scope.

In August 2025, WalletHub removed 40,000 pages of content from search engines to prevent AI theft of copyrighted materials. Users must log in to see this content.

WalletHub lists US cities with population of over 200,000, based on the recent US Census data instead of all US cities and Census-designated places.

Products and services

WalletHub provides financial product comparison tools for credit cards, car insurance, and bank accounts. The company also produces a wide range of research reports, including a quarterly credit card debt report and reports comparing cities and states in financially relevant categories. In addition, WalletHub offers free credit scores, reports, and monitoring through a partnership with TransUnion.

In November 2023, the company launched WalletHub Premium, which provides additional features such as budgeting and expense tracking tools, identity protection, a subscription manager and investment tracking. This added a paid tier to WalletHub's services, which were previously free.

References

  1. ↑ Jones, Michelle. "Personal Finance Social Network WalletHub Launches Today". Value Walk.
  2. 1 2 "New Website Lists Consumer Reviews of Financial Advisors". ThinkAdvisor. Archived from the original on March 4, 2016. Retrieved December 5, 2015.
  3. ↑ "WalletHub". Linkedin. Archived from the original on December 9, 2023. Retrieved December 13, 2022.
  4. ↑ Andriotis, Annamaria (August 22, 2014). "Credit-Card Comparison Sites Come Under Fire". The Wall Street Journal. Archived from the original on January 29, 2017. Retrieved December 5, 2015.
  5. ↑ Jergler, Don (April 8, 2014). "Another Auto Insurance Report for California". Insurance Journal. Archived from the original on December 20, 2016. Retrieved February 28, 2018.
  6. ↑ Givan, Alexandra (February 25, 2015). "Online Calculator Lets You Estimate Savings by Teleworking". WRC-TV News. Retrieved December 5, 2015.
  7. ↑ Gerstner, Lisa. "Save Big by Getting Rid of Your Cable TV". Kiplinger's Personal Finance. Archived from the original on November 24, 2015. Retrieved February 28, 2018.
  8. ↑ Fottrel, Quinten (September 25, 2015). "Why you should upgrade your iPhone every 3 years". MarketWatch. Archived from the original on November 21, 2015. Retrieved December 5, 2015.
  9. ↑ Bigda, Carolyn (April 27, 2015). "WalletHub quiz puts your money know-how to the test". Chicago Tribune. Archived from the original on November 15, 2015. Retrieved December 5, 2015.
  10. ↑ Kennecke, Angela (April 23, 2015). "Finding Your Financial Literacy". KELO-TV News. Archived from the original on October 15, 2015. Retrieved December 5, 2015.
  11. ↑ Stark, Michelle (December 7, 2015). "Feeling uneasy about finances? WalletHub as a new tool that may help". WHNT-TV News. Archived from the original on December 10, 2015. Retrieved December 8, 2015.
  12. ↑ Highfield, David (December 3, 2015). "New Financial Tool Could Help Manage Holiday Budgeting". KDKA-TV News. Archived from the original on December 7, 2015. Retrieved December 8, 2015.
  13. ↑ "The Best Personal Finance Software for 2023". PCMAG. Archived from the original on June 10, 2023. Retrieved June 9, 2023.
  14. ↑ "Fed's quarter-point rate hike may be its last for a while. How it affects you and stocks". USA TODAY. Archived from the original on June 10, 2023. Retrieved June 9, 2023.
  15. ↑ "The Best Personal Finance and Budgeting Apps for 2026". PCMAG. Archived from the original on June 10, 2023. Retrieved December 17, 2025.
  16. ↑ "Going Greek: Why Now Is a Good Time to Visit". Travel. October 11, 2012. Archived from the original on April 13, 2026. Retrieved May 8, 2026.
  17. 1 2 Caplin, Joan (January 10, 2017). "A Calling to Create Smarter Tools". Time Magazine. Retrieved May 8, 2026.
  18. ↑ Skinner, Liz (August 15, 2013). "Yelp for advisers?". Investment News. Archived from the original on March 4, 2016. Retrieved December 5, 2015.
  19. ↑ Eisenberg, Richard. "Can Financial Planners Be Rated Like Yelp?". Next Avenue. Archived from the original on October 25, 2015. Retrieved February 28, 2018.
  20. ↑ Rains, Taylor. "A new report ranked US airlines worst to best using several metrics — see how they stacked up against one another". Business Insider. Archived from the original on May 20, 2023. Retrieved June 9, 2023.
  21. ↑ "Americans are piling on credit card debt, despite recession warnings". NBC News. September 10, 2019. Retrieved June 9, 2023.
  22. ↑ "People Are Missing Monthly Payments…Because They Forgot - Your Money Briefing - WSJ Podcasts". WSJ. Archived from the original on August 3, 2022. Retrieved June 9, 2023.
  23. ↑ "The 6 Best Apps to Maximize Your Credit Card Rewards". MUO. December 31, 2022. Archived from the original on June 20, 2023. Retrieved June 9, 2023.
  24. ↑ Foy, Kayla (November 18, 2022). "Best Black-Friday deals of 2022". WMAR 2 News Baltimore. Archived from the original on November 19, 2022. Retrieved June 9, 2023.
  25. ↑ "FIRST PREMIER BANK, PREMIER BANKCARD, LLC AND PREMIER NEVADA, LLC, Plaintiffs, VS. ODYSSEAS PAPADIMITRIOU AND EVOLUTION FINANCE, INC., Defendants" (PDF). storage.courtlistener.com. April 10, 2014.
  26. ↑ "FIRST PREMIER BANK, PREMIER BANKCARD, LLC and PREMIER NEVADA, LLC, Plaintiffs, vs. ODYSSEAS PAPADIMITRIOU and EVOLUTION FINANCE, INC., Defendants" (PDF). January 7, 2015.
  27. ↑ Overly, Steven (February 9, 2015). "Meet the start-up in a trademark war with the Washington Nationals, Chicago Cubs". Washington Post. ISSN 0190-8286. Archived from the original on November 8, 2015. Retrieved June 9, 2023.
  28. ↑ Medici, Andy (August 24, 2015). "This sentence caused MLB to drop trademark dispute with small D.C. firm". Washington Business Journal. Archived from the original on May 29, 2017. Retrieved June 9, 2023.
  29. ↑ "How one personal finance site is taking on Google's AI bots". American Banker. August 8, 2025. Archived from the original on August 9, 2025. Retrieved September 10, 2025.
  30. ↑ "WalletHub pulls 40,000 web pages from Google, citing AI theft". TheDesk.net. August 6, 2025. Archived from the original on September 9, 2025. Retrieved September 10, 2025.
  31. ↑ Yakal, Kathy. "The Best Personal Finance Software for 2024". PCMAG. Archived from the original on June 10, 2023. Retrieved April 19, 2024.
  32. ↑ Schiff, Molly (August 5, 2022). "The 7 places in the U.S. with the most credit card debt". NBC Universal. Archived from the original on December 13, 2022. Retrieved December 13, 2022.
  33. ↑ Mejia, Jessica (October 25, 2022). "South Carolina ranked 9th least safe state, according to WalletHub". ABC Columbia. Archived from the original on December 13, 2022. Retrieved December 13, 2022.
  34. ↑ Carberry Mogan, Luke (August 20, 2022). "Map: These are the states with the most and least credit card debt". Yahoo Finance. Archived from the original on December 13, 2022. Retrieved December 13, 2022.
  35. ↑ Yakal, Kathy. "WalletHub Review". PCMAG. Archived from the original on April 19, 2024. Retrieved April 19, 2024.
  36. ↑ "WalletHub Review: Useful Educational Content and Effective Finance Features". PCMAG. July 28, 2025. Archived from the original on April 19, 2024. Retrieved September 10, 2025.