Credins Bank

Credins Bank
Native name
Banka Credins Sh.A.
TypePrivate
IndustryBanking
Founded2003
HeadquartersTirana
Area served
Albania;Kosovo
Key peopleMaltin Korkuti (CEO)
Products
2.66 billion ALL (2024)
Total assets347.6 billion ALL (2024)
Total equity24.9 billion ALL (2024)
Number of employees
1,168
Websitebankacredins.com

Credins Bank is an Albanian bank, established in Albania in March 2003 by a group of businessmen as the first private bank with Albanian capital. The head office is located in Tirana.

In 2021, Credins Bank had a market share of 15.88%, making it the second largest bank in Albania.

In June 2026, the bank had a network of 51 branches and 55 ATMs. In December 2025, it was the second largest bank in the country in terms of total assets and the largest in terms of loan portfolio. Since 2020 Credins Bank has expanded in Kosovo.

In November 2017, British-based Amryta Capital LLP bought a 14.9% stake in the bank.

History

In January 2003, the Bank of Albania announced that an application submitted for the licensing of the proposed Banka Credins sh.a. On 31 March 2003, Credins Bank received Bank of Albania license no. 16, authorising it to conduct banking and financial activity in Albania.

In 2013, the European Bank for Reconstruction and Development provided the bank with €10 million in financing for on-lending to small and medium-sized enterprises (SME's) and for trade-finance activities.

Public company registration states that Santo was general director at the time of the bank's establishment and that he was reappointed to the position on 20 January 2009. Santo remained chief executive officer and director general until he was shot dead in Tirana on 26 June 2014. Following his death, the shareholders' assembly appointed Maltin Korkuti as general director on 17 July 2014.

In 2017, the Bank of Albania approved UK-based Amryta Capital LLP's acquisition of a 14.9% shareholding interest in Credins Bank through the purchase of BFSE Holding B.V.'s shares for an undisclosed sum.

Sources

  1. 1 2 3 "Te dhena vjetore IFRS / Annual Data as per IFRS" (XLSX). Albanian Association of Banks. Albanian Association of Banks. Retrieved 5 June 2026.
  2. 1 2 thebanks.eu: Credins Bank S.A., 2023-06-16, retrieved 2023-06-16
  3. ↑ Bitzenis, Aristidis (2009). The Balkans: Foreign Direct Investment and EU Accession. Ashgate Publishing, Ltd. ISBN 978-0-7546-4566-5.
  4. ↑ "Degët dhe ATM-të e Bankës Credins". www.bankacredins.com (in Albanian). Retrieved 2026-06-05.
  5. ↑ "Main Financial Indicators of Albanian Banking System" (PDF). Albanian Association of Banks. Albanian Association of Banks. 31 December 2025. Retrieved 5 June 2026.
  6. ↑ Dept, International Monetary Fund European (2021-02-17). Republic of Kosovo: 2020 Article IV Consultation-Press Release; Staff Report; and Statement by the Executive Director for Republic of Kosovo. International Monetary Fund. ISBN 978-1-5135-6953-6.
  7. ↑ "Banka Credins Kosove SHA: Financial Statements for the period from 17 March 2020 through 31 December 2020 with Independent Auditor's Report" (PDF). Banka Credins Kosovë. Banka Credins Kosovë. 31 December 2020. Retrieved 5 June 2026.
  8. ↑ "List of financial institutions licensed/registered" (PDF). Central Bank of the Republic of Kosovo. Central Bank of the Republic of Kosovo. November 2020. Retrieved 5 June 2026.
  9. ↑ "Amryta Capital buys stake in Albania's Credins Bank". Reuters. 2017-11-22. Retrieved 2022-10-10.
  10. ↑ "Mbi kërkesën për marrjen e licencës për të ushtruar aktivitet bankar". www.bankofalbania.org. Retrieved 2026-06-05.
  11. ↑ "Banks". www.bankofalbania.org. Retrieved 2026-06-05.
  12. ↑ "€10 million loan for Albania's Credins Bank". www.ebrd.com. Retrieved 2026-06-05.
  13. ↑ "Mbi kërkesën për marrjen e licencës për të ushtruar aktivitet bankar". www.bankofalbania.org. Retrieved 2026-06-05.
  14. 1 2 "BANKA CREDINS". opencorporates.al. Retrieved 2026-06-05.
  15. ↑ "Albanian private bank CEO shot dead outside office". WTOP News. Associated Press. 26 June 2014. Retrieved 5 June 2026.
  16. ↑ Jonuzaj, Klaudjo (2017-11-23). "Albanian c-bank approves Amryta Capital's buy of 14.9% of Credins Bank | Albania Deals News | SeeNews". seenews.com. Retrieved 2026-06-05.