Tagum Cooperative

Tagum Cooperative
Tagum Cooperative
Type	Savings and Credit Cooperative
Industry	Finance and Insurance
Founded	Tagum City, Philippines (1967)
Headquarters	Dalisay Gante Road, Magugpo West, Tagum City, Philippines
Key people	Jose Alvic P. Suaybaguio, CE, ESE, MPA (Chairperson, Board of Directors); Monica L. Salido, MM (Vice-Chairperson, Board of Directors); Jovencio I. Rubilla, Jr., CPA (Chief Executive Officer)
Products	Financial services
Total assets	₱19,747,000,000 (2025)
Members	192,534 (2025)
Divisions	Savings & Credit Group; Member Benefits Assistance; Coop FuneCare;
Website	https://www.tagumcooperative.coop

Tagum Cooperative is one of the largest cooperatives in Mindanao, Philippines as it is classified by the Cooperative Development Authority (CDA) of the Philippines as a large cooperative. Its main office is located along Dalisay Road, Magugpo West, Tagum City.

History

Tagum Cooperative started as Holy Name Society of Tagum Parish by the Maryknoll Fathers in May 1967 with a handful of members and an available share capital of ₱80.00.

It was branded a Finance Organization achieving Certified Credit Union Standards (FOCCUS) in the year 2000 by the World Council of Credit Unions (WOCCU), based in the United States, through its outreaching-cooperative program office Credit Union Empowerment and Strengthening (CUES) - Philippines.

Products

Tagum Cooperative offers the following products and services.

Savings products

Source:

Share capital (mandatory for all cooperative member-owners)
Regular savings (mandatory for all cooperative member-owners)
Time deposits
GASAKA Savings (Gasa Alang Sa Kaugmaon time deposit)
Time in 30
Golden H.E.A.R.T.S. (for senior citizen members)
Honey Plan (housing and home improvement)
Wedding Savings
Emergency Ready Savings
DRIVE Savings (Dream Inspired Vehicle)
SureTec Savings
Birthday Savings
Vacation Savings
Christmas Savings
Serenity Savings
SALAd (Save A Lot Advocacy)
Equity Savings Program
Heroes GIFT (Grow Investment Savings For Tomorrow)
TCOPPS (Tagum Cooperative Overseas Pinoy Premium Savings)
PaSaDa (Pabilisang Savings Sa Mga Driver Advocacy)

Loan products

Major loans
- Regular loan (RL)
- Government Employees’ Salary Loan (GESL)
  - GESL for Department of Education (DepEd) employees
  - GESL for barangay LGU employees
  - GESL for LGU, national government, and GOCC employees
- Accredited DepEd Employees Salary Loan (ADESL)
- Private Employees Salary Loan (PESL)
- Pensioners Loan (PL)
- Prime Asset Liquidation Service (PALS)
- Income Generating Service Loan (IGSL)
- Standby Credit Line Service (SCLS)
- Car loan (CL)
Minor loans
- Cash advance
- Emergency loan
- Educational loan
Special loans
- Instant Loan Bonanza
- Micro-finance Loan
- Benefits Loan
- Furniture, Appliance, and Gadget Loan (FAGL)
- Travel Loan
- Convenient Loan
- ESP Loan
Pabahay loan (PL)

Insurance products

Source:

Himsug Pamilya Program (HPP; mandatory for all cooperative member-owners)
Mortuary insurance (mandatory for all cooperative member-owners)
Life, accident, and health insurance
Family insurance
Group insurance
Vehicle insurance
Property insurance
OFW insurance

Other products and services

TC FuneCare, funeral services product available for all cooperative member-owners and their beneficiaries
- Mortuary plan
- Chapels and viewing rooms
- Funeral coordination
- Grief management
TC Youth Laboratory Cooperative, school-based youth organizations affiliated with Tagum Cooperative aiming to train minor member-owners on the management and operations of a regular cooperative, and to encourage thrift and savings mobilization
- School-based laboratory cooperatives
- Aflatoun Child Social & Financial Education
- Youth Saver Club
- Power Teen Savers Club
- Kiddie Balik-Eskwela Savings
- Kiddie Birthday Savings
- Graduation Savings
- Movine Up Savings Enrichment (MUSE)
TC Mobile app

Affiliations

National Confederation of Cooperatives (NATCCO)
Mindanao Alliance of Self-help Societies- Southern Philippines Educational Cooperative Center (MASS-SPECC)
Model Cooperative Network (MCN)
CLIMBS Life & General Insurance Cooperative
Credit Union Trainers for Empowernment (CUTE)
Metro South Coop Bank
Asian Confederation of Credit Unions (ACCU)
One of the 15 partner co-ops in the GE Project in the Philippines that was implemented by the Asian Women in Co-operative Development Forum (AWCF) from 2010-2012, supported by the Swedish Cooperative Centre (SCC).

References

↑ "History". Tagum Cooperative. Retrieved 2026-07-09.
↑ "All savings products". Tagum Cooperative. Retrieved 2026-07-09.
↑ "Major Loan". Tagum Cooperative. Retrieved 2026-07-09.
↑ "Minor Loan". Tagum Cooperative. Retrieved 2026-07-09.
↑ "Special Loan". Tagum Cooperative. Retrieved 2026-07-09.
↑ "Pabahay Loan". Tagum Cooperative. Retrieved 2026-07-09.
↑ "Importance of Insurance". Tagum Cooperative. Retrieved 2026-07-09.
↑ "Coop FuneCare". Tagum Cooperative. Retrieved 2026-07-09.
↑ "TC Youth Laboratory Cooperative". Tagum Cooperative. Retrieved 2026-07-09.
↑ "TC Mobile App". Tagum Cooperative. Retrieved 2026-07-09.
↑ "Members of the NATCCO Family". National Confederation of Cooperative (NATCCO).
↑ "AWCF concludes GE Project--Co-ops continue gender journey, submits "Call for Action"". Asian Women in Co-operative Development Forum.

[1] "History". Tagum Cooperative. Retrieved 2026-07-09.

[2] "All savings products". Tagum Cooperative. Retrieved 2026-07-09.

[3] "Major Loan". Tagum Cooperative. Retrieved 2026-07-09.

[4] "Minor Loan". Tagum Cooperative. Retrieved 2026-07-09.

[5] "Special Loan". Tagum Cooperative. Retrieved 2026-07-09.

[6] "Pabahay Loan". Tagum Cooperative. Retrieved 2026-07-09.

[7] "Importance of Insurance". Tagum Cooperative. Retrieved 2026-07-09.

[8] "Coop FuneCare". Tagum Cooperative. Retrieved 2026-07-09.

[9] "TC Youth Laboratory Cooperative". Tagum Cooperative. Retrieved 2026-07-09.

[10] "TC Mobile App". Tagum Cooperative. Retrieved 2026-07-09.

[11] "Members of the NATCCO Family". National Confederation of Cooperative (NATCCO).

[12] "AWCF concludes GE Project--Co-ops continue gender journey, submits "Call for Action"". Asian Women in Co-operative Development Forum.