The Universal Merchant Bank (UMB), is a Ghanaian financial institution headquartered in Accra that provides commercial and retail banking services across Ghana.
History
The bank was established on 15 March 1972, the Universal Merchant Bank began its operations as a merchant bank. Over time, the institution expanded its services to encompass retail banking, following the acquisition of a universal banking license in 2005.
Branch Network
The bank's headquarters is situated in the capital city of Ghana, Accra. It operates through various branches and subsidiary entities across multiple locations:
Head office - Located at the SSNIT Emporium Building on Liberation Road, Airport City, Accra
Abeka UMB Branch - Situated at Opsem House, opposite the SSNIT Building
Abossey Okai Branch - Adjacent to the former Fan Milk depot
Achimota Branch - Positioned at Mile 7 Junction, in close proximity to the Goil Filling Station
Adabraka Branch - Found at 123 Sethi Plaza, near the Adabraka Police Station
Airport City Branch - Located on Liberation Road within the SSNIT Emporium Building, Airport City
East Legon Branch - Near the East Legon Restaurant
Junction Mall Branch - Within the premises of Junction Mall, Nungua
Kaneshie Branch - Situated near Hansonic Junction, Fisherman House
Labone Branch - Found at 9 Ndebaninge Road, opposite Labone Secondary School
