Apple Pay
 | This article needs to be updated. (January 2025) |
 | This article needs copy editing for grammar, style, cohesion, tone or spelling. (December 2024) |
 | |
| Developer(s) | Apple Inc. |
|---|---|
| Initial release | 20 October 2014 |
| Operating system | iOS 8.1 or newer
(iOS 10 or later for Apple Pay on the web) (iOS 11.2 or later for Apple Cash) All watchOS versions macOS Sierra or later All visionOS versions |
| Platform | In store:
iPhone 6 or newer Apple Watch paired with an iPhone, or Series 3 or newer with cellular On the web (Safari): iPhone 6 or newer with iOS 10 or later 2014 iPads (Air 2, Mini 3) or newer with iOS 10 or later 2016 MacBook Pro with Touch ID or newer with macOS High Sierra or later 2018 MacBook Air or newer with macOS Catalina or newer Macs based on Apple silicon paired with a Magic Keyboard with Touch ID Macs working Handoff running on macOS Sierra or later paired with an Apple Watch or iPhone 6 or newer Apple Vision Pro On the web (3rd party browser using WebKit): iPhone 8 or newer with iOS 16 or later macOS Sequoia or later |
| License | Proprietary |
| Website | apple |
Apple Pay is a mobile payment service developed by Apple Inc. It was started on October 20, 2014. It allows people to make payments in person and works with iPhone, iPad, Apple Watch, Mac and Vision Pro.
Service
The service works on iPhone 6 and newer, iPad Air 2 and newer, Macs with Touch ID and Apple Watch Series 1 and newer. In iOS 17 or later, the number of cards that can be added depends on the secure element capacity, which varies by device.
Apple Cash
Apple Cash, formerly Apple Cash Pay, is a feature in Apple Pay that allows to transfer of money from one user to another user via iMessage. When users get a payment, the money will be added to their Apple Cash card and can be used right away in the store that accepts Apple Pay. This will work only in the United States. It is normally limited to people who are 18 or older. If users are under 18, they are required to have an Apple Cash family app.
Availability
Worked countries
Available
Suspended
Apple Pay can be used with any EMV contactless terminal worldwide as long as the user is using a working card. There is at least one card and bank in each of these 86 countries and regions that issued these cards.
| Date launched | Worked for payment cards Issued in |
|---|---|
| October 20, 2014 |  United States (except  Puerto Rico & other unincorporated territories) |
| July 14, 2015 |  United Kingdom (except British Overseas Territories) |
| November 17, 2015 |  Canada |
| November 19, 2015 |  Australia |
| February 18, 2016 |  China (in-app and online payments only) |
| April 19, 2016 |  Singapore |
| July 7, 2016 |  Switzerland |
| July 19, 2016 |  France |
 Monaco | |
| July 20, 2016 |  Hong Kong |
| October 4, 2016 |  Russia (Suspended on March 25, 2022) |
| October 13, 2016 |  New Zealand |
| October 25, 2016 |  Japan |
| December 1, 2016 |  Spain |
| March 7, 2017 |  Guernsey |
 Ireland | |
 Isle of Man | |
 Jersey | |
| March 29, 2017 |  Taiwan |
| May 17, 2017 |  Italy |
 San Marino | |
 Vatican City | |
| October 24, 2017 |  Denmark |
 Greenland | |
 Finland | |
 Sweden | |
 United Arab Emirates | |
| April 4, 2018 |  Brazil |
| May 17, 2018 |  Ukraine |
| June 19, 2018 |  Poland |
| June 20, 2018 |  Norway |
| November 28, 2018 |  Kazakhstan |
 Belgium | |
| December 11, 2018 |  Germany |
| February 19, 2019 |  Czech Republic |
 Saudi Arabia | |
| April 24, 2019 |  Austria |
| May 8, 2019 |  Iceland |
| May 21, 2019 |  Hungary |
 Luxembourg | |
| June 11, 2019 |  Netherlands |
| June 26, 2019 |  European Union (All Parts) |
 Bulgaria | |
 Croatia | |
 Cyprus (except  Turkish Republic of Northern Cyprus) | |
 Estonia | |
 Greece | |
 Latvia | |
 Liechtenstein | |
 Lithuania | |
 Malta | |
 Portugal | |
 Romania | |
 Slovakia | |
 Slovenia | |
| July 2, 2019 |  Faroe Islands |
| August 6, 2019 |  Macau |
| September 3, 2019 |  Georgia |
| November 19, 2019 |  Belarus |
| January 28, 2020 |  Montenegro |
| June 30, 2020 |  Serbia |
| February 23, 2021 |  Mexico |
| March 30, 2021 |  South Africa |
| May 5, 2021 |  Israel |
| August 17, 2021 |  Qatar |
| October 5, 2021 |  Bahrain |
 Palestine | |
| November 2, 2021 |  Azerbaijan |
 Colombia | |
 Costa Rica | |
| January 18, 2022 |  Armenia |
| March 15, 2022 |  Argentina |
 Peru | |
| April 5, 2022 |  Moldova |
| August 9, 2022 |  Malaysia |
| December 6, 2022 |  Kuwait |
 Jordan | |
| March 21, 2023 |  South Korea |
| May 2, 2023 |  El Salvador |
 Guatemala | |
| May 16, 2023 |  Panama |
 Honduras | |
| July 18, 2023 |  Morocco |
| August 8, 2023 |  Chile |
 Vietnam | |
| April 16, 2024 |  Ecuador |
| August 6, 2024 |  Dominican Republic |
| September 24, 2024 |  Oman |
| November 5, 2024 |  Paraguay |
| December 3, 2024 |  Uruguay |
| December 10, 2024 |  Egypt |
 Mongolia | |
| March 18, 2025 | Puerto Rico |
| June 3, 2025 |  Bahamas |
| July 29, 2025 |  Bosnia and Herzegovina |
 North Macedonia | |
 Albania | |
 Kosovo | |
 Andorra | |
| May 19, 2026 |  Mauritius |
| August 3, 2026 |  Philippines |
| September 30, 2026 |  India |
| October 27, 2026 |  Uzbekistan |
Worked payment networks and card schemes
- Visa (worldwide. Japanese Visa cards in Apple Pay also function as FeliCa-based QUICPay or iD cards in addition to EMV contactless cards, although some issuers do not support EMV contactless in Apple Pay, meaning such cards will only function as QUICPay or iD cards.)
- Visa Electron (worldwide)
- V Pay (only in Europe)
- Mastercard (worldwide. Japanese Mastercard cards in Apple Pay also function as FeliCa-based QUICPay or iD cards in addition to EMV contactless cards, although some issuers do not support EMV contactless in Apple Pay, meaning such cards will only function as QUICPay or iD cards.)
- Maestro (worldwide)
- American Express (worldwide. Japanese American Express cards in Apple Pay also function as FeliCa-based QUICPay cards in addition to EMV contactless cards.)
- Discover Card (only in the United States)
- U.S. Debit (only in the U.S. CDCVM may not be supported, requiring the customer to enter their PIN on the terminal.)
- Diners Club International (only in Japan. Only function as FeliCa-based QUICPay cards and do not support the global EMV contactless standard.)
- JCB (worldwide. Japanese JCB cards in Apple Pay also function as FeliCa-based QUICPay or iD cards in addition to EMV contactless cards, although some issuers do not support EMV contactless in Apple Pay, meaning such cards will only function as QUICPay or iD cards.)
- Cartes Bancaires (CB) (only in France)
- Hyundai Card (only in South Korea)
- Interac (only in Canada)
- EFTPOS (only in Australia)
- China UnionPay (only in China, Hong Kong and Macau)
- China T-Union (select cities in China)
- Dankort (only in Denmark)
- Suica, PASMO, ICOCA, iD, QUICPay, WAON, and nanaco (only in Japan. FeliCa-worked iPhone and Apple Watch models only.)
- SPTC transit card (only in Shanghai)
- Yikatong (only in Beijing)
- mada (only in Saudi Arabia)
- Clipper (only in San Francisco Bay Area, California, United States)
- Hop Fastpass (only in Portland, Oregon, United States)
- SmarTrip (only in Washington, D.C., United States)
- TAP (only in Los Angeles, California, United States)
- Navigo (only in Île-de-France, France)
- Ventra (only in Chicago, Illinois, United States)
- Elo (only in Brazil)
- Octopus (only in Hong Kong. FeliCa-supported iPhone and Apple Watch models only.)
- girocard (only in Germany)
- Mir (only in Russia, suspended as of March 26, 2022)
- Bancontact (only in Belgium)
- BankAxept (only in Norway)
- Meeza (only in Egypt)
- NAPAS (only in Vietnam)
- T-money (only in South Korea)
- Himyan (only in Qatar)
- MyDebit (only in Malaysia)
- Jaywan (only in the United Arab Emirates)
- Bancomat (only in Italy)
Notes
- ↑ In March 2022, Apple no longer works Apple Pay for Mastercard and Visa in Russia until more notice because of sanctions imposed for the 2022 Russian invasion of Ukraine and due to financial uncertainty in Russia. Mir disabled later on March 26, 2022.
References
- ↑ "Apple Pay: All your questions answered". MacRumors. 2024-10-18. Retrieved 2024-11-18.
- ↑ "Apple Cash". Apple. Retrieved 2024-11-18.
- ↑ Hollington, Jesse (2024-03-06). "How to use Apple Cash to send and receive money on your iPhone". Digital Trends. Retrieved 2024-11-18.
- ↑ "Set up and use Apple Cash Family". Apple Support. Retrieved 2024-11-18.
- ↑ Snyder, Brady (2022-07-15). "How To Set Up Apple Pay For Teens With Apple Cash Family". ScreenRant. Retrieved 2024-11-18.
- ↑ "Countries and regions that support Apple Pay". Apple. March 30, 2021. Archived from the original on October 23, 2017. Retrieved March 30, 2021.
- ↑ "Apple Pay: How will it work in the UK?". BBC News. 2015-07-13. Retrieved 2024-11-18.
- ↑ "Карты всех платежных систем в России продолжают нормально работать | Банк России". www.cbr.ru. Archived from the original on February 25, 2022. Retrieved 2022-02-25.
- 1 2 Roth, Emma (2022-03-26). "Apple Pay closes loophole that allowed Russian users to pay with Mir cards". The Verge. Archived from the original on March 27, 2022. Retrieved 2022-03-26.
- ↑ Victor. "Apple Pay now live in Brazil". GSMArena.com. Retrieved 2024-11-18.
- ↑ "Apple Pay launched in Saudi Arabia". Arab News. Retrieved 2024-11-19.
- ↑ "Apple Pay Launches in Mexico". MacRumors. 2021-02-23. Retrieved 2024-11-19.
- ↑ "Apple Pay launches in South Africa with support for three banks". AppleInsider. 2021-03-30. Retrieved 2024-11-18.
- ↑ ""Apple Pay" الآن لعملاء بنك البحرين الوطني". جريدة البلاد (in Arabic). Retrieved 2024-11-18.
- ↑ "Apple". Apple.com. Archived from the original on March 25, 2022. Retrieved 2022-01-27.
- ↑ "Apple Pay launches in Malaysia". Apple Newsroom (Malaysia). Retrieved 2024-11-18.
- ↑ Waring, Joseph (2023-03-21). "Apple Pay launches in South Korea". Mobile World Live. Retrieved 2024-11-18.
- ↑ Nair, Vinod (2024-09-24). "Apple Pay launched in Oman". Oman Observer. Retrieved 2024-09-24.
- ↑ Espósito, Filipe (5 November 2024). "Apple Pay officially launches in Paraguay". 9to5mac.com. 9TO5Mac. Retrieved 6 November 2024.
- ↑ "Bringing Egyptian consumers a secure, easy way to pay". newsroom.mastercard.com. Archived from the original on May 3, 2025. Retrieved June 26, 2026.
- ↑ J, Khankhuu (December 10, 2024). "Trade & Development Bank, Golomt Bank Brings Apple Pay to Customers". montsame.mn. Archived from the original on January 30, 2025. Retrieved June 26, 2026.
- ↑ "Apple Pay goes live in Puerto Rico". Mac Rumours. 18 March 2025. Archived from the original on March 18, 2025. Retrieved June 26, 2026.
- ↑ "Apple Pay goes live in The Bahamas". ffnews. Archived from the original on July 23, 2025. Retrieved June 26, 2026.
- ↑ Buljan, Ana (29 July 2025). "Apple Pay launches in Bosnia - report". See News. Retrieved 26 June 2026.
- ↑ "Apple Pay now available to all NLB clients across Southeast Europe". NLB Group. Retrieved 26 June 2026.
- ↑ Hodo, Genta (4 August 2025). "Apple Pay launches in Albania". See News. Retrieved 26 June 2026.
- ↑ Petrushevska, Dragana (30 July 2025). "Apple Pay rolls out in Kosovo". See News. Retrieved 26 June 2026.
- ↑ "Andorra launches Apple Pay: taking another step toward the deployment and use of digital services". Anorra Digital. 29 July 2025. Retrieved 26 June 2026.
- ↑ "MCB Brings Apple Pay to Customers".
- ↑ "Peach Payments expands its support for Apple Pay - Hypertext". 19 May 2026.
- ↑ Clover, Juli (3 August 2026). "Apple Pay Launches in the Philippines". MacRumors. Retrieved 4 August 2026.
- ↑ Clover, Juli (29 September 2026). "Apple Pay Now Available in India With Axis Bank Cards". MacRumors. Retrieved 30 September 2026.
- ↑ Aliakbarova, Rushanabonu (30 October 2026). "Apple Pay and Google Pay launch in Uzbekistan amid wider fintech reforms". Yahoo Finance. Retrieved 3 November 2026.
- ↑ "Apple Pay allows you to pay at the counter with your iPhone 6". The Verge. Archived from the original on September 14, 2014. Retrieved April 14, 2018.
- ↑ "Get help adding cards to Apple Pay". Apple. Archived from the original on April 14, 2018. Retrieved April 14, 2018.
- ↑ "MasterCard's mobile payments guru talks Apple Pay, Android Pay and more". Fortune. Archived from the original on April 15, 2018. Retrieved April 14, 2018.
- ↑ "American Express swipes in Apple Pay for corporate card holders". www.retaildive.com. Archived from the original on April 14, 2018. Retrieved April 14, 2018.
- ↑ "Discover card users can redeem their points on Apple Pay". Engadget. Archived from the original on March 1, 2018. Retrieved April 14, 2018.
- ↑ "Apple Pay now available to CB customers in France" (PDF). Groupement des Cartes Bancaires CB GIE (in French). CB. Archived from the original (PDF) on March 4, 2018. Retrieved March 4, 2018.
- ↑ "Five things to know about using Apple Pay in Canada". The Globe and Mail. The Woodbridge Company. Archived from the original on June 28, 2017. Retrieved April 14, 2018.
- ↑ "Apple Pay now works with Eftpos cards from ANZ in Australia". 9to5Mac. October 17, 2017. Archived from the original on April 14, 2018. Retrieved April 14, 2018.
- ↑ "UnionPay taps into Apple Pay". The Standard. Archived from the original on April 14, 2018. Retrieved April 14, 2018.
- ↑ "dankort". Apple Developer Documentation. Retrieved 2023-11-16.
- ↑ Phillips, Tom (2022-10-18). "Danske Bank lets Danish consumers add domestic payment cards to Apple Pay". NFCW. Retrieved 2023-11-16.
- ↑ "Apple Pay" (in Japanese). Apple (Japan). Archived from the original on March 18, 2018. Retrieved March 20, 2018.
- ↑ "Apple PayのWAONをはじめる | 電子マネー WAON [ワオン] 公式サイト". www.waon.net. Archived from the original on October 20, 2021. Retrieved 2021-10-20.
- ↑ "Apple Payのnanaco 【公式サイト】". www.nanaco-net.jp (in Japanese). Archived from the original on October 20, 2021. Retrieved 2021-10-20.
- ↑ SEEC Media Group. "Apple Pay can now be used for the Shanghai metro". Time Out Shanghai. Archived from the original on April 15, 2018. Retrieved April 14, 2018.
- ↑ "New iOS update allows commuters in Shanghai and Beijing to use Apple Pay for metro and bus rides · TechNode". TechNode. March 30, 2018. Archived from the original on April 15, 2018. Retrieved April 14, 2018.
- ↑ "Debit cards | Prepaid Cards | Cashback Option | Mada". Archived from the original on May 8, 2019. Retrieved April 23, 2019.
- ↑ Commission, Metropolitan Transportation. "The Bay Area's all-in-one transit card". www.clippercard.com. Archived from the original on April 15, 2021. Retrieved 2021-04-15.
- ↑ Altstadt, Roberta (2019-01-21). "Portland-Vancouver's Hop Fastpass® becomes first transit fare card in North America on iPhone" (Press release). TriMet. Archived from the original on May 24, 2019. Retrieved 2019-05-24.
- ↑ "SmarTrip on iPhone & Apple Watch | WMATA". wmata.com. Archived from the original on April 16, 2022. Retrieved 2020-09-02.
- ↑ "Where you can ride transit with Apple Pay". Apple Support. Archived from the original on June 3, 2020. Retrieved 2020-09-03.
- ↑ "Le passe Navigo est enfin disponible sur iPhone, après de longues années d'attente". BFMTV (in French). 21 May 2024. Retrieved 2024-05-21.
- ↑ "Apple Pay Landing Page". Ventra. Archived from the original on July 21, 2020. Retrieved 2020-10-26.
- ↑ "Elo com Apple Pay, o próximo passo" [Elo and Apple Pay, the next step]. Elo (in Portuguese). Archived from the original on May 28, 2019. Retrieved July 4, 2019.
- ↑ Lovejoy, Ben (2020-06-02). "Apple Pay Octopus goes live in Hong Kong; here's one tip ..." 9to5Mac. Archived from the original on October 28, 2020. Retrieved 2020-06-02.
- ↑ @girocard (25 August 2020). "Hallo Apple Pay! Die beliebteste Karte in Deutschland – die #girocard – ist nun auch mit Apple Pay nutzbar: Seit heute können Kunden der @Sparkasse ihre girocard hierzu im iPhone oder der Apple Watch hinterlegen. Mehr dazu: girocard.eu/presse-mediath" (Tweet). Retrieved 2020-08-25 – via Twitter.
- ↑ "Russia's Mir card payment system connects to Apple Pay". Reuters. 2021-07-20. Archived from the original on July 20, 2021. Retrieved 2021-07-22.
- ↑ "Pay contactless with Bancontact on Apple Pay | Bancontact". www.bancontact.com. Archived from the original on September 21, 2022. Retrieved 2022-09-21.
- ↑ "Tietoevry Banking enables BankAxept for Apple Pay in Norway". Tieto. 27 June 2024. Retrieved 21 August 2026.
- ↑ "Meeza National Payment Scheme Brings Apple Pay to its customers in Egypt". Daily News Egypt. 12 December 2024. Retrieved 21 August 2026.
- ↑ "NAPAS Brings Apple Pay to its Customers in Vietnam". HIỆP HỘI NGÂN HÀNG VIỆT NAM. 15 April 2025. Retrieved 21 August 2026.
- ↑ Rossignol, Joe (21 July 2025). "Apple Wallet App Now Supports Tmoney Card in South Korea". MacRumors. Retrieved 21 August 2026.
- ↑ "HIMYAN Apple Pay". www.himyan.gov.qa. Archived from the original on August 19, 2025. Retrieved 2026-08-21.
- ↑ "MyDebit Apple Pay - Personal Solutions | PayNet". www.paynet.my. Retrieved 2026-08-21.
- ↑ "Jaywan: The UAE's first national card scheme supporting secure, efficient digital payments". Al Etihad Payments. 2025-02-27. Archived from the original on October 6, 2025. Retrieved 2026-08-21.
- ↑ "Add your BANCOMAT card to Apple Pay". Bancomat. Retrieved 2026-08-21.
Other websites
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